Your Secure Retirement, Inc.
California Financial and Insurance Services
You worked and saved your entire life so you could enjoy your retirement. However, now that it’s time to enjoy the fruits of your labor, you are faced with many difficult questions about your financial security:
- Am I going to outlive my money? What level of estate planning is necessary for my situation?
- Will my kids get clobbered with taxes when they inherit my assets?
- If necessary, will I be able to afford a nursing home? Will a catastrophic illness wipe out my life savings?
- Am I getting a good return on my investments?
- Is my money safe?
Your Secure Retirement, Inc. was founded by Carol Ward Ochoa, RICP® to provide people like you with straightforward guidance. These days, people are bombarded with mailers, phone calls and seminars offering everything from reverse mortgages to today’s hottest mutual funds. You don’t need to be overwhelmed by all the choices. Your Secure Retirement, Inc. will help you cut through the confusion and identify opportunities that are appropriate for your situation.
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Helpful Content
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Social Security Taxes
Estimate how much of your Social Security benefit may be considered taxable.
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Help determine the required minimum distribution from an IRA or other qualified retirement plan.
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This calculator helps estimate your federal estate tax liability.
Capital Gains Tax Estimator
Use this calculator to estimate your capital gains tax.
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Determine if you are eligible to contribute to a traditional or Roth IRA.
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There are some smart strategies that may help you pursue your investment objectives
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A presentation about managing money: using it, saving it, and even getting credit.
5 Smart Investing Principles
Principles that can help create a portfolio designed to pursue investment goals.
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Using smart management to get more of what you want and free up assets to invest.
An Inside Look at Retirement Living
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Check out this video to begin separating fact from fiction.
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Investors seeking world investments can choose between global and international funds. What's the difference?
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Agent Jane Bond is on the case, uncovering the mystery of bond laddering.
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Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.
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