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California Financial and Insurance Services
You worked and saved your entire life so you could enjoy your retirement. However, now that it’s time to enjoy the fruits of your labor, you are faced with many difficult questions about your financial security:

• Am I going to outlive my money? What level of estate planning is necessary for my situation?
  
• Will my kids get clobbered with taxes when they inherit my assets?
  
• If necessary, will I be able to afford a nursing home? Will a catastrophic illness wipe out my life savings?
  
• Am I getting a good return on my investments?
  
• Is my money safe?
  

Your Secure Retirement, Inc. was founded by Carol Ward Ochoa, RICP® to provide people like you with straightforward guidance. These days, people are bombarded with mailers, phone calls and seminars offering everything from reverse mortgages to today’s hottest mutual funds. You don’t need to be overwhelmed by all the choices. Your Secure Retirement, Inc. will help you cut through the confusion and identify opportunities that are appropriate for your situation.